I toyed with keeping this even though it wasn't what I wanted because I loved the cover and the color. I wasn't looking for a planner. I thought I was ordering an album so I ultimately returned it.
Return went smoothly with no problems.
Was thinking of using this album for my December Daily. Has 3 holes and no paper is included. Just the binder itself and the elastic band is not attached, just wrapped around. I'm looking forward to getting crafty with it!