Being a "non-scrapbooker" but a photo archivist, I have ordered a number of 3-ring photo binders in the past for my photos. All the albums had the D-rings. This most recent order of photo binders/memory albums no longer has them. I noticed a significant difference between my binders/albums that have the D-rings and the newer ones that don't. The pages lay flatter, turn easier, and more pages can be placed in an album with the D-rings. Have they stopped manufacturing albums with the D-rings?
Other features that I like on all the photo binders/albums is the reinforced corners and the different colors to choose from.